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Holli Gailey

Mortgage Originator

NMLS Registry Number - 335608

Email: hgailey@pinnaclebank.com

Office: 706.213.3329
Fax: 706.213.2720

884 Elbert Street
Elberton, GA 30635

With more than 10 years of experience in personal banking, I found my passion in helping new homeowners fund their dreams. To me, the most exciting part of the lending process is helping my clients put together the puzzle pieces making their mortgage work. I am also highly skilled in helping clients navigate the intensive process of specialty loans including VA, USDA, and more.

I truly enjoy helping Pinnacle Bank pursue our goal of being the best community bank in Georgia - and giving back to my community. I look forward to working with you soon.

  1. Click Start Your Application Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. I will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. I am only a phone call away if you need help. Contact me at 706.213.3329.

Rate Watch
Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.
Government Loans
Looking for a no down payment VA loan or a low down payment FHA loan? You've come to the right place.

Today's Rates

Conventional Loans
30 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.483%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.875%  4.062%  0.000%
VA Loans
VA 30 Year Fixed Rate
 Rate  APR  Points
 3.875%  4.083%  0.000%
VA 15 Year Fixed Rate
 Rate  APR  Points
 3.625%  3.993%  0.000%
USDA Loans
USDA 30 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.671%  0.000%